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Fuel poverty indicator in lending decisions.

Fuel poverty indicator gives flag indicating whether the property is in a fuel poverty hotspot, published modelled with 100% coverage across England. Where modelled, it remains separate from declared evidence so you can validate it against your own reference records. Attribution and refresh period are in the dictionary.

Core tierModelledEngland 100%Refresh Yearly

Pretira publishes fuel poverty indicator modelled at 100% coverage across England, refreshed yearly, with declared and modelled kept separate.

// routing pattern
IF in_fuel_poverty_hotspot crosses your threshold -> include in the running-cost view

The rule is a pattern, not a policy - you set the operator and the cut-off to your own appetite. On the sample record this field returns false, the kind of value a rule like the above turns into a verification prompt or a pass.

01

Green-lending product routing and disclosure work.

02

Portfolio concentration views by energy band and running cost.

03

Affordability context as a property running cost, never borrower profiling.

Modelled from property attributes and published separately from declared evidence so it can be evaluated against reference records. Refresh is yearly, rendered from the dictionary rather than assumed.

Class: Modelled · Refresh: Yearly · England: 100%

›GET /property/999000000001?fields=property/bills/energysandbox: true
property.bills.energy.in_fuel_poverty_hotspotfalse
property.bills.energy.current_energy_rating_declared_and_predicted"D"
property.bills.energy.potential_energy_rating_declared_and_predicted"B"
Sample record only - 1 Cedar Street, CH1 1MN. Deterministic synthetic data. No live call from this page.

Three questions on this field.

A model published separately from the declared view so your rules can weight the evidence and your evaluation can compare it with reference records.

Yes, treated as an illustrative pattern rather than a policy. Pair it with your own thresholds - and, for a value, with its confidence level - so the routing rule stands on provenance, not hope.

Covered across Great Britain. Northern Ireland leads with attributes and rebuild, and this layer is GB-today - the coverage column says so rather than implying parity.

Core tier. Routing rules on this page are illustrative patterns; coverage figures render from the dictionary. Dictionary: July 2026.

Review this field before you deploy it.

Start with a synthetic record or a controlled standard sample. We will show the field provenance, coverage and testing, then scope the production route.

Request a controlled sampleSee commercial routes