PRETIRA

The whole book, on current evidence.

An annual internal-use licence for valuation context, property attributes and physical-risk fields, delivered as governed files for your team to join to the secured book inside its own environment.

annual licence previewillustrative sample
sample record keys
release
monthly
governed licensed file
uprnvalueconfflood
sample records only - CH1 1MN - no customer data leaves this page
Annual
Internal-use licence
Monthly
Core record release
Internal
Customer-controlled join

Scope it. Receive it. Join it internally.

SCOPE

Write down the rights

Book-size band, geography, fields, authorised internal workflow, format and refresh are fixed in the annual licence.

DELIVER

Receive the governed files

JSON, CSV or a columnar file arrives on the agreed cadence, with dictionary, provenance and change log.

USE

Join inside your environment

Your team matches the data to the secured book internally. Customer-level records do not need to leave your control.

An open ledger book of printed columns under a brass desk lamp
The ledger - the book of record the file goes back into

See the shape of the book, not just the row.

Disclosure-grade documentation ships with the aggregation, so the concentration view your second line reports is the concentration view we can evidence.

Flood exposure
Rivers, sea and surface water across the book, at the address rather than the postcode.
Energy profile
Current and potential EPC distribution - the shape of a green-lending or disclosure position.
Ground and subsidence
Subsidence markers, coal and landfill legacy aggregated for concentration reporting.
Construction mix
Frame material and age bands, for the non-standard-construction question before it becomes a loss.

How the annual licence works.

JSON, CSV or a columnar file, with the field dictionary, provenance and change log. The exact delivery and matching route is written into the licence scope.

Monthly refresh is the normal cadence for the core property record, aligned to documented releases. Some source fields update less often, and the field dictionary states that cadence.

Indicative pricing is £10,000 a year for up to 10,000 mortgages, then £1 per mortgage a year up to 150,000. Larger books receive a capped annual fee agreed in advance. Geography, fields, refresh and authorised internal use are confirmed in writing.

No. The first evaluation can use synthetic records or a standard Pretira-supplied sample. Production data can be delivered for your team to join inside its own controlled environment. If a bespoke matching route is needed, security and legal review come first.

Review the record before licensing the book.

Start with synthetic records or a controlled standard sample. We will include the dictionary, provenance and the written scope for production delivery.

Request a licence sampleBuild the back-book route