Years owned in lending decisions.
Years owned gives number of years the current owner has owned the property, published declared with 51.75% coverage across England. Attribution and refresh period are in the dictionary.
Pretira publishes years owned declared at 51.75% coverage across England, refreshed monthly.
IF years_owned crosses your routing threshold -> weight the case accordinglyThe rule is a pattern, not a policy - you set the operator and the cut-off to your own appetite. On the sample record this field returns 6, the kind of value a rule like the above turns into a data decision or an escalation.
Decision-in-principle triage - a view at quote-flow pace, before an adviser picks up the call.
Second-value arbitration - run alongside your incumbent AVM and lend where the two views agree.
LTV banding across the book, and portfolio revaluation context between physical inspections.
Declared from record evidence; the coverage column states where the record reaches rather than assuming parity. Refresh is monthly, rendered from the dictionary rather than assumed.
Class: Declared · Refresh: Monthly · England: 51.75%
Three questions on this field.
Core tier. Routing rules on this page are illustrative patterns; coverage figures render from the dictionary. Dictionary: July 2026.
Review this field before you deploy it.
Start with a synthetic record or a controlled standard sample. We will show the field provenance, coverage and testing, then scope the production route.