PRETIRA
← Collateral data catalogueOwnership

Occupancy status in lending decisions.

Occupancy status gives is the property tenanted, owner-occupied or council housing, published declared with 55.48% coverage across England and 54.53% across Northern Ireland. Attribution and refresh period are in the dictionary.

Core tierDeclaredEngland 55.48%N. Ireland 54.53%Refresh Monthly

Pretira publishes occupancy status declared at 55.48% coverage across England, 54.53% across Northern Ireland, refreshed monthly.

// routing pattern
IF occupancy_status != application.value -> flag for verification before proceeding

The rule is a pattern, not a policy - you set the operator and the cut-off to your own appetite. On the sample record this field returns "owner-occupier", the kind of value a rule like the above turns into a verification prompt or a pass.

01

Verification of tenure and occupancy before a value is trusted.

02

Portfolio segmentation by ownership signal, where the coverage supports it.

03

Case routing where the record and the application disagree.

Declared from record evidence; the coverage column states where the record reaches rather than assuming parity. Refresh is monthly, rendered from the dictionary rather than assumed.

Class: Declared · Refresh: Monthly · England: 55.48% · N. Ireland: 54.53%

›GET /property/999000000001?fields=property/ownershipsandbox: true
property.ownership.occupancy_status"owner-occupier"
property.ownership.company_ownershipfalse
property.ownership.overseas_ownershipfalse
Sample record only - 1 Cedar Street, CH1 1MN. Deterministic synthetic data. No live call from this page.

Three questions on this field.

The record. The declared field carries record evidence, and the coverage column states where that record reaches.

Yes, treated as an illustrative pattern rather than a policy. Pair it with your own thresholds - and, for a value, with its confidence level - so the routing rule stands on provenance, not hope.

Covered across Great Britain, with 54.53% coverage across Northern Ireland; the coverage column states the figure per nation rather than assuming parity.

Core tier. Routing rules on this page are illustrative patterns; coverage figures render from the dictionary. Dictionary: July 2026.

Review this field before you deploy it.

Start with a synthetic record or a controlled standard sample. We will show the field provenance, coverage and testing, then scope the production route.

Request a controlled sampleSee commercial routes