16Collateral field

Distance to nearest river (m) in lending decisions.

Distance to nearest river (m) gives the distance from the property to the nearest river, in metres, published geographic with 100% coverage across England. Attribution and refresh period are in the dictionary.

Core tierGeographicEngland 100%Refresh Yearly

Pretira publishes distance to nearest river (m) geographic at 100% coverage across England, refreshed yearly.

16.1Decision rule

// routing pattern

IF distance_from_river > risk_tolerance -> route to physical risk review

The rule is a pattern, not a policy - you set the operator and the cut-off to your own appetite. On the sample record this field returns 584, the kind of value a rule like the above turns into a physical-risk review or a pass.

16.2Where it bites

Physical-risk views for supervisory and disclosure work.

Portfolio hazard concentration, measured at the address rather than the postcode.

Case-level routing where the risk is material.

16.3Provenance

A deterministic spatial join at the property point - a dot, not a postcode - rather than a declared or modelled attribute. Refresh is yearly, rendered from the dictionary rather than assumed.

Class: Geographic · Refresh: Yearly · England: 100%

›GET /property/999000000001?fields=surroundings/environment/floodsandbox: true

surroundings.environment.flood.distance_from_river584

surroundings.environment.flood.flood_risk_rivers_sea0

surroundings.environment.flood.flood_risk_surface_water0

Sample record only - 1 Cedar Street, CH1 1MN. Deterministic synthetic data. No live call from this page.

16.4Related fields

Flooding probability from rivers & sea %Core Flooding probability from surface water %Core Flood risk category from surface waterCore Flood risk details from surface waterCore

16.5FAQ

Three questions on this field.

Neither a declared record nor a model - a deterministic spatial join at the property point, from a national dataset.

Yes, treated as an illustrative pattern rather than a policy. Pair it with your own thresholds - and, for a value, with its confidence level - so the routing rule stands on provenance, not hope.

Covered across Great Britain. Northern Ireland leads with attributes and rebuild, and this layer is GB-today - the coverage column says so rather than implying parity.

Core tier. Routing rules on this page are illustrative patterns; coverage figures render from the dictionary. Dictionary: July 2026.

Review this field before you deploy it.

Start with a synthetic record or a controlled standard sample. We will show the field provenance, coverage and testing, then scope the production route.

Request a controlled sample See commercial routes